Business

Banking

Bank Card Services

Our merchant bank card service provides retailers with the means to accept and benefit from credit card sales from most major credit card issuers, including VISA® , MasterCard®, and DISCOVER® , We provide drafts, imprinters, card and purchase authorizations, decals and cardholder application forms. For information on how to take advantage of this important program, contact a Personal Banking Counselor at any of Home State Bank’s convenient locations.

Credit Card Acceptance

  • Convenience of not having to carry as much cash or write cumbersome checks
  • They facilitate personal financial management by providing the flexibility to defer payments as well as an overview of spending captred in regular monthly statements.
  • Home State Bank, in conjunction with Capture Point, will be there to provide innovative state-of-the-art solutions, regardless of merchant type.

Advantages of Credit Card Acceptance Convenience

  • Merchants who accept credit cards experience increased incremental sales and impulse buying as a result.
  • Using a point-of-sale terminal easily authorizes the transaction; you merely swipe the cardholder’s credit card.
  • You have the ability to identify a valid credit card before you provide goods or services.

Please contact a Capture Point Representative at 888-989-6364 to obtain the products and services that meet your business needs or fill out this on-line form.

MASTERMONEY ® Business Card Program

A Home State Bank MasterMoney® Business Card is designed specifically for medium to small business owners and home office entrepreneurs.

  • The Card givers greater purchasing, flexibility, control, acceptance and tracking capabilities of expenses.
  • The Card can be used for withdrawals at ATMs, or for purchases at millions of merchants worldwide, plus the internet.
  • Funds are automatically debited from a business checking account.
  • Additional cards an be provided to authorized employees using variable purchase and withdrawal limits.

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