Privacy Policy
*You will need Adobe Acrobat Reader to view the Consumer Privacy Disclosure. If you do not have Adobe you can click here to download a free copy of it.
USE OF COOKIES ON OUR SECURED MINUTEMAN HOME BANKING SERVICES
In the course of accessing our MinuteMan Home Banking Services, and upon approval of our terms and conditions to this site, our program may place or recognize a unique "cookie" on your browser. Via this cookie, along with statistical software, we collect and store the following information about your visit:
- Acceptance or Denial of our Terms and Conditions Statement. Via the cookie, a record is created which indicates that our visitor(s) either accepted our Terms and Conditions statement (Online Access Agreement for MinuteMan Home Banking and Electronic Fund Transfer Act Disclosure), or declined. Upon acceptance, the visitor is automatically referred to our MinuteMan Home Banking Services. If the visitor chooses to decline our Online Access Agreement, then the visitor is referred back to our public site and will not gain access to the login screen of our online banking service.
- The Internet Domain from which you access the Internet. For example,www.ameritech.net, if you are connecting from an Ameritech account, or www.mc.net, if you are accessing the Internet from a McHenryCom account.
- The IP Address (Internet Protocol) from which you access the Home State Bank site. An IP address is a unique numerical address which is automatically assigned to your computer when you access the Internet.
- Your Browser and Operating System. Our system detects Microsoft Internet Explorer vs. Netscape Navigator, as well as its version number. The system also detects which operating system is accessing the Home State Bank site, such as Microsoft Windows or Apple OS. This information is useful to Home State Bank's developers to ensure a quality browsing experience in current and future site development work.
- Date and Time.
- Referring Domain. The previous domain which referred our visitor(s) to the Home State Bank site is recorded. For example, this may be a search engine or it may be another business which provided a link to our site.
- Geographic Information by Country. Via the visitor's IP address, our software is able to determine the visitor's geographic locations by country (not specific addresses).
HOW WE USE INFORMATION
Our Web site is not set up to automatically collect personally-identifiable information from visitors to our Web site. It does recognize the home server of visitors, but not e-mail addresses. For example, we can tell which Internet Service Provider our visitors use, but not the names, addresses or other information about our visitors that would allow us to identify the particular visitors to our Web site. This information is used only for internal purposes by Home State Bank, N.A.'s support staff.
Our Web site does track certain information about the visits to our Web site. For example, we compile statistics that show the numbers and frequency of visitors to our Web site and its individual pages. These aggregated statistics are generally used internally to improve our Web site and for product development and marketing purposes. Those aggregated statistics contain no personal information and cannot be use to gather such information.
In a few areas on our Web site, we may ask you to provide information that will enable us to verify whether you are entitled to access and use certain information, materials, and services available from our Web site, or to enable us to enhance your site visit, to assist you with customer service or technical support issues, or to follow up with you after your visit, or to otherwise support your customer relationship with Home State Bank. It is completely optional for you to participate. However, failure to participate may mean that you cannot access and use certain information, materials, and services.
For example, we may request information from you when you:
- Log-on to certain areas of our Web site where you may be prompted to provide us with your user name and password as a condition to gaining access to certain information, materials or services, such as our MinuteMan Home Banking Services.
- Register or sign-up to subscribe to a service.
- Subscribe to a newsletter or desire to be added to our mailing lists for other products or services.
- Participate in a promotional offer.
- Provide feedback in an online survey.
In each of the above instances, we would typically ask for your name, e-mail address, phone number, address, the type of business you are in, product preference information, any applicable indentification number or password that we may require, as well as other similiar personal information that is needed to register or subscribe you to services or offers. The personal information you provide to us when using our Web site -- such as your name, postal or e-mail address or telephone number -- will be kept confidential and used to assist in your customer relationship with Home State Bank. On occasion, we may ask for additional information to enable us to provide you with access to and use of certain information, materials and services. In the case of mailed materials, you will be able to "unsubscribe" to these amilings at any time.
If you have any questions or comments regarding privacy issues at Home State Bank, please contact us.
