Put your surplus funds to work while keeping them within easy reach. The Preferred Money Market Account from Home State Bank is designed for businesses and organizations that want to earn a competitive return without sacrificing liquidity.
With tiered interest rates that reward higher balances, this account helps you maximize earnings while still offering convenient access to your money, including limited check‑writing capabilities. It’s an ideal solution for managing operating reserves, seasonal cash flow, or short‑term savings—without locking your funds away.
Backed by local service and personalized guidance from our experienced Personal Banking Counselors, the Preferred Money Market Account combines flexibility, security, and earning potential to support your business’s financial goals.
Key Details
- $25,000 minimum opening deposit and daily balance
- $15 monthly fee if balance falls below $25,000
- Tiered, variable interest rates that adjust as your balance grows
- Up to 6 withdrawals per month; $6.27 fee per withdrawal over 6
- $15.25 monthly dormancy fee after one year of no activity
- Rates may change without notice
Grow your balances. Keep control. Bank with confidence at Home State Bank.