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#1 Business Lender in McHenry County*

Your Home State Bank Commercial Lending professionals are your partners in success, with the knowledge and expertise to help make your business vision a reality, as well as prosperous.

Since 1915, we've been invested in our local community and have been a cornerstone of McHenry County business. We're committed to doing our part to help local businesses by taking the time to understand your financial goals so that together we can achieve them. 


Testimonials

It's this commitment that has earned us being ranked the #1 Business Lender in McHenry County for the past decade*. 

 *Data provided by the FFIEC (Federal Financial Institutions Examinations Council) for dollars loaned out.

To meet the unique challenges of our commercial customers, Home State Bank’s Commercial Lending Department provides highly personalized service designed to save that most precious of resources – time.

IMPORTANT INFORMATION ABOUT OPENING A LEGAL ENTITY ACCOUNT

Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.

EACH time an account is opened for a covered Legal Entity*, we are required to ask you for identifying information (name, address, date of birth, social security number as well as identification documents) for:

  • Each individual that has beneficial ownership (25% or more); and,
  • One individual that has significant managerial control of the Legal Entity

If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge.

*Examples of legal entities are, but not limited to: Corporations, LLCs, Partnerships and Business Trusts.


Commercial Bankers

Our Commercial Bankers (pictured below) are available to meet your schedule at times and locations convenient to you, offering the utmost in comfort and confidentiality to conduct your business.

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Bob Cormier Jr.  Executive Vice President

Robert Cormier Jr.
Executive Vice President

Keith Leathers Senior Vice President of Commercial Lending

Keith Leathers
Senior Vice President 

Patti Lutz, Vice President of Commercial Services

Patti Lutz
VP-Commercial Services

Brad Heldt, Vice President Commercial Lending Manager

Brad Heldt
Vice President - Manager

Andrew Killinger, Vice President of Commercial Lending

Andrew Killinger
Vice President

Bob Sharp Vice President of Commercial Lending

Bob Sharp
Vice President

Krishin Thadani, SBA Relationship Officer

Krishin Thadani 
Vice President