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Personal Savings

Saving should feel simple, accessible, and rewarding - no matter what.

That’s why our personal savings accounts are designed with options for everyone, from first‑time savers to those planning for the future.
 

Whether you’re building an emergency fund, saving for a milestone, or just want a safe place to grow your money, you’ll find an account that fits your goals. Enjoy the peace of mind that comes with local service, easy access to your funds, and the confidence of banking with a team that puts your needs first.

Why save with Home State Bank?
  • Flexible savings options to match different goals and lifestyles
  • Simple account management and convenient access
  • Trusted local banking with personalized service

No matter where you’re starting, we’re here to help you move forward—one smart savings step at a time.

Start saving your way today with Home State Bank.

Contact us or stop by a branch to find the savings account that’s right for you.
Statement Savings Account

A low minimum balance makes saving easy for anyone! Link it to your ATM card for easy access.

Statement Savings Details
Minor Statement Savings

Jump start your child's savings by opening a Minor Statement Savings Account.

About MINor Savings
Christmas Club Account

Saving for the holidays can be easier when you open a Christmas Club Savings Account.

About Christmas Club



























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commercial loans

Finance big ideas with fast, reliable commercial funding.