An interest‑bearing Commercial NOW (Negotiable Orders of Withdrawal) account that functions like a traditional checking account while allowing eligible businesses and organizations to earn interest on collected balances.
Key Account Details
- $1,000 minimum opening deposit
- $1,000 minimum monthly balance requirement
- Interest‑bearing checking account
- $10 monthly service fee if balance falls below required minimum during the statement cycle
- First 15 checks/debits per month at no charge
- $0.15 per check or debit thereafter
- $0.12 per check deposited
- $15.25 monthly dormancy fee after one year of no transactions
- Interest rates subject to change without notice
- Business Debit Card
- Full access to online and mobile banking tools
*Electronic transactions and interest postings do not count toward account activity.