Simple, straightforward with no monthly fees and all the essentials.
Best for: First-time account holders, young adults, and anyone who wants simple, no‑cost banking
Starting out or simplifying your finances? Free Checking is designed for people who want easy, everyday banking without fees getting in the way. With no monthly service charge and full access to online and mobile banking, it’s a great fit for those beginning their financial journey or anyone who values straightforward, no‑strings‑attached checking.
Why it fits this life stage:
- Perfect for students entering adulthood or young professionals
- No monthly fees helps stretch every dollar
- Simple, reliable access to digital banking tools
Includes:
- Online Banking & Bill Pay; Mobile Banking
- HSB Debit Card
- Minimum opening deposit: $25
- Monthly service fee: $0