Statement Savings Account


A low minimum balance requirement of $100 makes saving easy for anyone! Statement Savings Accounts can be conveniently accessed through any bank teller, by ATM cards, or through direct deposit/debit services. Transactions will appear on an itemized statement which is mailed quarterly. Monthly statements are provided when a Statement Savings Account is combined with a Home State Bank Checking Account. 

  • $100 Minimum Initial Deposit
  • $100 Daily Balance Required
  • $5.00 Fee per Quarter for Not Maintaining Balance
  • 6 Withdrawals per Quarter
  • $6.27 Fee for Each Withdrawal Over 6
  • Monthly Statements if Linked to a Checking Account or has Electronic or ATM Transactions, Otherwise Quarterly Interest Compounded & Credited Quarterly
  • Free Internet Banking
  • E-Statements Available

Call a Personal Banking Counselor today for an appointment at (815) 459-2000.

 

Express Savings Account


Our Express Savings Account puts you in the driver's seat! Earn a Preferred Rate when you get in the express lane and see higher earning potential with this savings account. Let us help you save for the future!

  • $100 Minimum Initial Deposit
  • Preferred Interest Rate
  • 6 Month Savings Certificate
  • Savings Continue to Grow with Automatic Renewal
  • Express Checking Required
  • $25.00 Minimum Monthly Auto-transfer from Express Checking Required*
  • Unlimited Additional Deposits
  • Variable Interest Rate is Compounded & Credited Monthly
  • E-Statements Required
  • Call a Personal Banking Counselor today for an appointment at (815) 459-2000. 

*No partial withdrawal. If auto-transfer is stopped, the account will be closed. Penalty of 6 months interest if account is closed prior to maturity.


Minor Statement Savings 


Jump start your child's savings by opening a Minor Statement Savings Account. 

  • $50 Minimum Initial Deposit
  • $50 Daily Balance Required
  • $5.00 Fee per Quarter for Not Maintaining Balance
  • 6 Withdrawals per Quarter
  • $6.27 Fee for Each Withdrawal Over 6
  • Quarterly Statements
  • Interest Compounded & Credited Quarterly
  • Free Internet Banking
  • Must be Under 18
  • E-Statements Available

Call a Personal Banking Counselor today for an appointment at (815) 459-2000.

 

Christmas Club 


Saving for the holidays can be easier when you open a Christmas Club Savings Account.

  • $25 Minimum Initial Deposit
  • No Partial Withdrawal Allowed
  • $5.00 Fee for Early Closure
  • Interest Compounded & Credited Annually
  • Free Internet Banking
  • Payout by Check or Direct Deposit in October
  • E-Statements Available

Call a Personal Banking Counselor today for an appointment at (815) 459-2000.


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