Statement Savings Account


A low minimum balance requirement of $100 makes saving easy for anyone! Statement Savings Accounts can be conveniently accessed through any bank teller, by ATM cards, or through direct deposit/debit services. Transactions will appear on an itemized statement which is mailed quarterly. Monthly statements are provided when a Statement Savings Account is combined with a Home State Bank Checking Account. 

  • $100 Minimum Initial Deposit
  • $100 Daily Balance Required
  • $5.00 Fee per Quarter for Not Maintaining Balance
  • 6 Withdrawals per Quarter
  • $2.50 Fee for Each Withdrawal Over 6
  • Monthly Statements if Linked to a Checking Account or has Electronic or ATM Transactions, Otherwise Quarterly Interest Compounded & Credited Quarterly
  • Free Internet Banking
  • E-Statements Available

Call a Personal Banking Counselor today for an appointment at (815) 459-2000.


Minor Statement Savings 


Jump start your child's savings by opening a Minor Statement Savings Account. 

  • $25 Minimum Initial Deposit
  • $25 Daily Balance Required
  • $5.00 Fee per Quarter for Not Maintaining Balance
  • 6 Withdrawals per Quarter
  • $2.50 Fee for Each Withdrawal Over 6
  • Quarterly Statements
  • Interest Compounded & Credited Quarterly
  • Free Internet Banking
  • Must be Under 18
  • E-Statements Available

Call a Personal Banking Counselor today for an appointment at (815) 459-2000.


Christmas Club 


Saving for the holidays can be easier when you open a Christmas Club Savings Account.

  • $25 Minimum Initial Deposit
  • No Partial Withdrawal Allowed
  • $5.00 Fee for Early Closure
  • Interest Compounded & Credited Annually
  • Free Internet Banking
  • Payout by Check or Direct Deposit in October
  • E-Statements Available

Call a Personal Banking Counselor today for an appointment at (815) 459-2000.


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