A simple, cost‑effective account for small businesses with lower transaction volumes—keeping banking easy and affordable.
Key Details
- Open with $100; no minimum balance
- Up to 200 free transactions per cycle (125 debits, 75 deposited checks)
- $0.33 per item over the monthly limit
- Unlimited credits, including electronic deposits and Home State Bank checks
- Electronic statements required (paper statements available for $5.27)
- Online Banking with Bill Pay; Business debit card included
- No monthly maintenance fee
- $10.34 non‑activity fee after 90 days with no transactions (electronic postings and interest do not count)