Personal Money Market 

Personal Money Market Deposit Accounts (MMDAs) are available to individuals who seek higher rates of interest with limited check writing and transfer capabilities. This type of account earns a fluctuating rate of interest that increases depending on the account's daily ledger balance. Features of this account include:

  • $1,000 Minimum Initial Deposit
  • $1,000 Daily Balance Required
  • $10.00 Fee for Not Maintaining Balance
  • 6 Withdrawals per Statement Cycle*
  • Monthly Statements
  • Interest Compounded & Credited Monthly
  • Direct Deposit Available
  • Free ATM / Debit Card
  • Free Internet Banking
  • E-Statements Available

Call a Personal Banking Counselor today for an appointment at (815) 459-2000.

*Federal Law limits a Money Market Deposit Account to six withdrawals during a statement cycle. An excessive withdrawal fee of $6.27 will be charged for each withdrawal in excess of six during a statement cycle. We are required by law to close or reclassify a MMDA with three or more withdrawal infractions during a twelve-month period. 


Preferred Money Market

A Preferred Money Market Account (MMDA) is a higher rate, higher minimum account that gives you ready access to your funds while earning more! Features of this preferred money market account include:

  • $25,000 Minimum Initial Deposit*
  • $25,000 Daily Minimum Balance Required
  • $15.00 Fee for Not Maintaining Balance
  • 6 Withdrawals per Statement Cycle**
  • Monthly Statements
  • Interest Compounded & Credited Monthly
  • Direct Deposit Available
  • Free ATM / Debit Card
  • Free Internet Banking
  • Free E-Statements Available
  • Get higher rates for higher balances!
  • Rates are tiered based on collected balances!
  • Ready access to your funds while earning more!
  • Rates are variable, so ask about today's great rates!

Call a Personal Banking Counselor today for an appointment at (815) 459-2000.

**Federal Law limits a Money Market Deposit Account to six withdrawals during a statement cycle. An excessive withdrawal fee of $6.27 will be charged for each withdrawal in excess of six during a statement cycle. We are required by law to close or reclassify a MMDA with three or more withdrawal infractions during a twelve-month period.


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