Starting at just 13 years old, students can open a Student Checking Account and receive a free debit card.  Bring your student in to any of our retail banking centers and sign up for an account with only a $25 opening deposit. Call 815-459-2000 to speak with a Personal Banker and get started today!
  • FREE debit card
  • FREE text alerts & E-Statements¹
  • FREE mobile check deposit²
  • FREE ATM withdrawals at more than 1,500 ATMs nationwide³
  • FREE online banking
Our Student Checking Accounts offer the flexibility students crave, with the security parents trust.

Students under the age of 18 require a parent/guardian signature. ¹E-Statements are required. ²Apps are available for iPhone® and Android™ devices.  To be eligible for Mobile Check Deposit, you must be a Home State Bank Online Banking Customer.  Your mobile carrier may charge access fees depending upon the personal plan you have. ³Using MoneyPass ATM Network. Restrictions Apply.

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