Girl with glasses smiling and holding a home state bank debit card

Give your kids a place to deposit birthday money and summer job checks with a debit card to securely access those hard-earned funds. Bring your student in to any of our retail banking centers and sign up for an account with only a $25 opening deposit. Call 815-459-2000 to speak with a Personal Banker and get started today!

  • FREE debit card with security features*
  • FREE digital wallet
  • FREE text alerts & E-Statements*
  • FREE mobile check deposit*
  • FREE ATM withdrawals nationwide*
  • FREE mobile app
Starting at just 15 years old, students can open a Student Checking Account.*

*Persons 15 years and older are eligible for a debit card.  Students under the age of 18 require a parent/guardian signature. E-Statements are required. Apps are available for iPhone® and Android™ devices.  To be eligible for Mobile Check Deposit, you must be a Home State Bank Online Banking Customer.  Your mobile carrier may charge access fees depending upon the personal plan you have. Up to 5 ATM withdrawals per month.  Applicable Non-Home State Bank ATM fees will be automatically rebated by Home State Bank. No action required by Home State Bank account holder.  If five Non-Home State Bank ATM transactions are exceeded per statement cycle, the account holder will be charged applicable fees.

Select Your Banking Experience

Online Banking

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