Student Checking and debit card. 
 young male student holding a Home State Bank Debit Card at a bank ATM machine.Starting at just 13 years old, students can open a Student Checking Account and receive a free debit card.  Bring your student in to any of our retail banking centers and sign up for an account with only a $25 opening deposit. Call 815-459-2000 to speak with a Personal Banker and get started today!

  • FREE debit card
  • FREE text alerts & E-Statements¹
  • FREE mobile check deposit²
  • FREE ATM withdrawals nationwide³
  • FREE online banking
Our Student Checking Accounts offer the flexibility
students crave, with the security parents trust.

Students under the age of 18 require a parent/guardian signature. ¹E-Statements are required. ²Apps are available for iPhone® and Android™ devices.  To be eligible for Mobile Check Deposit, you must be a Home State Bank Online Banking Customer.  Your mobile carrier may charge access fees depending upon the personal plan you have. ³Up to 5 ATM withdrawals per month.  Applicable Non-Home State Bank ATM fees will be automatically rebated by Home State Bank. No action required by Home State Bank account holder.  If five Non-Home State Bank ATM transactions are exceeded per statement cycle, the account holder will be charged applicable fees. Restrictions Apply.

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