Last Will and Testament

Building Trust, Creating Relationships

For over 50 years, the Home State Bank, N.A. Trust & Wealth Management Group has been a local provider of wealth management and fiduciary services for individuals, families and small businesses throughout McHenry County.

Building on the foundation of integrity, experience, and local service, Home State Bank is committed to providing outstanding personal service and quality products to meet your needs today and for generations to come.

Family Estate Planning, Trust Department, Trust management in Crystal Lake, in McHenry, in Lake in the Hills, and in Woodstock.  Wealth Management, Trust services.  Financial planning.  Guardianship administration.

Estate, trust, and financial planning are important issues that everyone should consider, no matter what their income bracket may be. Our experienced, highly qualified Trust and Wealth Management Department can work with you to develop a plan to best suit your individual, family and/or professional needs.

We are pleased to be able to offer the following services:

For more information, please contact Mark Weber, Vice President Trust & Wealth Management Group at (815) 788-3404 or via email at .

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Mark Weber, Vice President of Trust and Wealth Management Mark Weber

   Senior Trust Investment Officer    & Trust Officer

Monica Vice President of Trust DepartmentMonica Castillo

Senior Vice President
& Trust Officer

Jill Heffron, Trust Operations and Land Trust Supervisor

Jill Heffron

Trust Operations & Land Trust Supervisor

Trust Administration

A revocable living trust works much like a will. With a living trust, you, with the assistance of your attorney, set explicit instructions for the ongoing management and ultimate distribution of your trust assets, during your lifetime and after your death.

During your lifetime, you can elect to serve as your own trustee and you can change or amend the trust as you deem appropriate. However, upon your incapacitation or death, your living trust becomes irrevocable, and cannot be changed by anyone.

By selecting Home State Bank to serve as your trustee, or successor trustee, the continuous administration of your trust can be assured in the event of your incapacitation or disability. This can help eliminate the need for a court-supervised guardianship over your assets. In addition, revocable living trusts can provide an effective alternative for the disposition of your assets upon your death, without the necessity of probate. A properly funded living trust will not only avoid probate, but it can also help to expedite the transfer of assets to your beneficiaries after your death. 

While family members or friends can be named as a trustee of your trust, you may not want to burden them with all of the responsibilities of administering your trust.

Also, by having an impartial, professional, and experienced trustee, you will be assured that you will have a trustee that makes sure that the best interest of all your beneficiaries are represented.

You can also indicate in your trust if assets are to be held until a child or grandchild reaches a certain age, or even allow for periodic distributions as your beneficiaries attain certain ages as specified by you. During this time, we will work diligently to ensure that your trust assets are managed, invested, and distributed objectively, without bias or preference, and in accordance with the terms set forth in your trust agreement.

Our Trust Administration services are available for the following types of Trusts:

  • Revocable Living Trusts
  • Irrevocable Trusts
  • Testamentary Trusts
  • Special Needs Trusts

By naming Home State Bank as your trustee, you will be able to enjoy your most valuable asset...peace of mind.

For more information, please contact Mark Weber, Vice President Trust & Asset Management Group at (815) 788-3404 or via email at